Getting a mortgage in Canada usually comes down to two options: you can go directly to a bank, or you can work with a licensed mortgage professional like me.

The big difference? A bank can only show you the products they offer. I work with Canada’s biggest banks, credit unions, trust companies, and other lenders—so instead of one option, you get access to hundreds. That means more choice, better flexibility, and the peace of mind knowing you’re getting the mortgage that truly fits your life.

Whether you’re buying your first home, tapping into your equity, or your mortgage is up for renewal, I’ll walk you through it step by step. No pressure, no bias—just honest advice to help you make the smartest move for your future.

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Current Rates

Current variable mortgage rate is

3.90%

Current prime rate is

4.45%

    • Terms
    • Bank Rates
    • Payment Per $100k
    • Our Rates
    • Payment Per $100k
    • Savings
    • 6 Months
    • 7.89%
    • $756.21
    • 5.99%
    • $639.21
    • $116.99
    • 1 Year
    • 6.15%
    • $648.75
    • 4.99%
    • $581.04
    • $67.71
    • 2 Years
    • 5.44%
    • $606.90
    • 4.44%
    • $550.14
    • $56.76
    • 3 Years
    • 4.62%
    • $560.16
    • 3.94%
    • $522.77
    • $37.39
    • 4 Years
    • 6.01%
    • $640.40
    • 4.19%
    • $536.37
    • $104.03
    • 5 Years
    • 4.56%
    • $556.81
    • 4.19%
    • $536.37
    • $20.44
    • 7 Years
    • 6.41%
    • $664.38
    • 5.10%
    • $587.31
    • $77.07
    • 10 Years
    • 6.81%
    • $688.72
    • 5.34%
    • $601.11
    • $87.61
Some conditions may apply. Rates may vary from Province to Province. Rates subject to change without notice. Posted rates may be high ratio and/or quick close which can differ from conventional rates. *O.A.C. E.& O.E.

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